NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 2, 2008, executed by BETTY L. TREVATHAN and ARNOLD D. TREVATHAN conveying certain real property therein described to ATHENS TITLE & ESCROW L.L.C, as Trustee, as same appears of record in the Register`s Office of Overton County, Tennessee recorded December 11, 2008, in Deed Book 59, Page 970; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Wilmington Savings Fund Society, FSB, not in its individual capacity but solely in its capacity as Owner Trustee for Cascade Funding Mortgage Trust AB2 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Overton County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 14, 2024 at 1:00 PM at the Front Entrance of the Overton County Courthouse, Livingston, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Overton County, Tennessee, to wit: BEING ALL OF THAT CERTAIN LAND OR LOT AS DESCRIBED IN OVERTON COUNTY, TENNESSEE AS FOLLOWS TO-WIT: LAND IN OVERTON COUNTY, TENNESSEE, BEING DESCRIBED AS FOLLOWS: BEGINNING AT A FENCE CORNER, THE SOUTHEAST CORNER OF GERALD RICHARDS; THENCE WITH A FENCE.... 1. SOUTH 09° 45` EAST 280.21 FEET; 2. SOUTH 00° 42` WEST 59.71 FEET TO AN 8-INCH SYCAMORE IN A FENCE CORNER; THENCE WITH FENCE... 3. SOUTH 40° 01` EAST 156.11 FEET TO A FORKED DOGWOOD IN FENCE; THENCE LEAVING FENCE.... 4. SOUTH 38° 38` EAST 95.55 FEET; 5. SOUTH 29° 53` EAST 595.33 FEET TO A 22-INCH HACKBERRY IN A FENCE; THENCE WITH FENCE... 6. SOUTH 84° 16` WEST 745.29 FEET TO A SET STONE IN A FENCE CORNER; THENCE WITH FENCE.... 7. NORTH 01° 45` WEST 134.70 FEET; 8. NORTH 13° 40` WEST 128.26 FEET; 9. NORTH 07° 16` WEST 244.90 FEET; 10. NORTH 09° 40` WEST 99.89 FEET; 11. NORTH 10° 17` WEST 132.00 FEET TO A FENCE CORNER; THENCE WITH FENCE.... 12. SOUTH 64° 49` WEST 239.13 FEET TO A GRAVEL ROAD; THENCE WITH GRAVEL ROAD... 13. NORTH 34° 39` WEST 134.40 FEET; 14. NORTH 58° 29` WEST 136.56 FEET: 15. NORTH 08° 33` EAST 360.81 FEET TO A PAVED ROAD; THENCE WITH A PAVED ROAD.... 16. NORTH 81° 39` EAST 365.00 FEET TO A FENCE CORNER; THENCE WITH FENCE...... 17. SOUTH 03° 41` EAST 105.86 FEET TO A FENCE CORNER; THENCE WITH FENCE... 18. NORTH 72° 52` EAST 244.60 FEET TO A FENCE CORNER; THENCE WITH FENCE... 19. SOUTH 51° 27` EAST 84.06 FEET; 20. SOUTH 68° 32` EAST 36.92 FEET TO THE BEGINNING, AND CONTAINING 17.64 ACRES, MORE OR LESS, AS SURVEYED BY GERNT HUDSON & ASSOCIATES, INC., IN OCTOBER, 1977. ALL BEARINGS ARE MAGNETIC AND DISTANCES HORIZONTAL. BEING THE SAME PROPERTY CONVEYED TO ARNOLD D. TREVATHAN OR BETTY L. TREVATHAN BY DEED FROM LOWELL F ARNEY AND WIFE, SUSAN ARNEY, WILLIAM H. CRABTREE AND WIFE, WANDA CRABTREE AND MICHAEL A. QUALLS AND WIFE CAROLYN QUALLS OF RECORD IN BOOK 188, PAGE 384, IN THE REGISTER`S OFFICE FOR OVERTON COUNTY, TENNESSEE, DATED MARCH 10, 1978. INCLUDED IN THE ABOVE DESCRIBED PROPERTY BUT SPECIFICALLY EXCLUDED THEREFROM IS A TRACT OFLAND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE POINT WHERE THE EASTERN MARGIN OF A COUNTY ROAD INTERSECTS WITH THE SOUTHERN MARGIN OFTHE OLD LIVINGSTON-GAINESBORO HIGHWAY; THENCE N 81° 39` E 160` TO A STAKE; THENCE S 08° 33` W 275` TO A STAKE; THENCE S 81° 39` W 160` TO A STAKE IN THE EASTERN MARGIN OF THE AFORESAID COUNTY ROAD; THENCE WITH THE EASTERN MARGIN OF SAID COUNTY ROAD N 8° 33`E 275` TO THE POINT OF BEGINNING CONTAINING 1.000 ACRE MORE OR LESS, AND TAKEN FROM A SURVEY BY CONRAD E. GERNT, REGISTERED LAND SURVEYOR. BEING THE SAME LANDS CONVEYED IN DEED OF RECORD IN BOOK 190, PAGE 331, SAID REGISTER`S OFFICE. THIS CONVEYANCE IS SUBJECT TO ANY AND ALL EXISTING RESTRICTIONS AND EASEMENTS OF RECORD. Parcel ID: 051-005.00 PROPERTY ADDRESS: The street address of the property is believed to be 1311 OLD UNION ROAD, HILHAM, TN 38568. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ESTATE AND/OR HEIRS AT LAW OF ARNOLD D. TREVATHAN , ESTATE AND/OR HEIRS AT LAW OF BETTY L. TREVATHAN OTHER INTERESTED PARTIES: SECRETARY OF HOUSING AND URBAN DEVELOPMENT The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 3145 Avalon Ridge Place, Suite 100 Peachtree Corners, GA 30071 rlselaw.com/property-listing Tel: (877) 813-0992 Fax: (470) 508-9401 10-8, 10-15, 10-22 3TC