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Sale at public auction will be on July 17, 2014 at 12:00 p.m.  local time, at the main entrance of the Overton County Courthouse, Livingston, Tennessee located in Livingston, Overton County, Tennessee, pursuant to Deed of Trust executed by Bruce Peterson and Cindy Peterson, to Joseph B. Pitt, Jr., Trustee, as trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Quicken Loans Inc. on 31st day of October, 2008 in REC Book 59, Page 368-376  at Instrument Number 17441, in the Office of the Register of Overton County, Tennessee; conducted by York Trustee Services, LLC, having been appointed Substitute or Successor Trustee. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt:  Nationstar Mortgage LLC

The following real estate located in Overton County, Tennessee, will be sold to the highest call bidder:

Described property located in Overton County, Tennessee, to wit:

Beginning at point in the Northern margin of Carl Bowers Road, said point being the Southeast corner of Percell; thence leaving said road and with Percell`s East line N 19 degrees 45` E 55.00`; thence N 33 degrees 26` E 44.80`; thence N 23 degrees 29` E 100.30`; thence N 24 degrees 06` E 182.00`; thence N 56` E 112.40`; thence N 24 degrees 49`E 58.60`; thence N 22 degrees 36` E 120.10`; to a point in Bowers South Line, and also being Percell`s Northeast corner; thence with Bowers South line S 80 degrees 28` E 27.50`; thence S 71 degrees 20`E 42.20`; thence S 76 degrees 38` E 51.40`; thence S 73 degrees 06` E 60.50`; thence S 75 degrees 48` E 82.30`; thence S 77 degrees 28` E 52.60`; thence S 81 degrees 43` E 32.40`; thence S 72 degrees 53` E 16.40`; thence S 80 degrees 56` E 43.70`; thence S 76 degrees 01` E 41.30`; thence S 70 degrees 01` E 40.70`; thence S 80 degrees 20` E 14.80`; thence S 84 degrees 14` E 30.80” to a point, being Reece`s Northwest corner; thence leaving Bowers and with Reece S 09 degrees 20` W 37.20`; thence S 24 degrees 52` W 22.80`; thence S 37 degrees 57`W 36.60`; thence S 42 degrees W 28.80`; thence S 33 degrees 19`W 19.50`; thence S 44 degrees 59`W 20.80`; thence S 30 degrees 34`W 77.50`; thence S 30 degrees 46`W 81.70`; thence S 29 degrees 52`W 137.50`; thence S 31 degrees 12`W 67.80`; thence N 83 degrees 45`W 45.70`; thence N 77 degrees 38`W 44.80`; thence S 87 degrees 49`W 33.70`; thence N 81 degrees 02`W 22.90`; thence N 43 degrees 20` W 5.40`; thence S 04 degrees 13` E 19.60`; thence N 78 degrees 40` W 56.80`; thence N 77 degrees 44` W 101.90`; thence N 83 degrees 30` W 62.10`; thence N 79 degrees 46` W 10.50`; thence S 38 degrees 10` W 79.60`; to a point in the Northern margin of the Carl Bowers Road; thence with said road N 65 degrees 24` W 27.80`; thence N 74 degrees 10` W 19.90` to the beginning containing 6.60 acres more or less. Being the same property conveyed to Cindy price and Bruce Peterson, as tenants in common with right of survivorship, by deed dated March 06, 1995 of record in deed Book 267, page 158, in the Overton County Clerk’s Office.

Street Address: 545 Bowers Road, Cookeville, TN 38506

Parcel Number: 079 03201 000.

Current Owner(s) of Property: Cindy Price and Bruce Peterson, tenants in common with right of survivorship.

Other Interested Parties: Bruce Peterson, Cindy Peterson.

The street address of the above described property is believed to be 545 Bowers Road, Cookeville, TN 38506, but such address is not a part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.


If applicable, the HB 3588 letter was mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Bruce Peterson, Cindy Peterson,

If the United States has any lien or claimed lien on the property, notice required by 26 U.S.C. § 7425(b) to be given to the United States has been timely given. The sale of the land described above will be subject to the right of the United States to redeem the land as provided for in 26 U.S.C. § 7425(d)(1).]

If the State of Tennessee has any lien or claimed lien on the property, notice required by § 67-1-1433(b)(1) of the Tennessee Code to be given to the state of Tennessee has been timely given. The sale of the land described above will be subject to the right of the state of Tennessee to redeem the land as provided for in § 67-1-1433(c)(1) of the Tennessee Code].

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust. The undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.



York Trustee Services, LLC,
Substitute Trustee
200 Jefferson Avenue
Suite 1350
Memphis, TN 38103
Phone: (901) 432-0740
Fax: (404) 961-1185
File No: TN-87000255-13
6-24, 7-1, 7-8 3TC.


Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed by Kelvin Jones (a/k/a Kelly Jones) and Jo Ann Jones, on the 14th day of May, 2008 to Bruce Elder, Trustee, as same appears on record in the Register’s Office of Overton County, Tennessee, in Record Book 51, Page 864,

and American Bank and Trust of the Cumberlands, being the owner and holder of the debts secured, having requested the undersigned to advertise and sell the property described in and conveyed by the said Deeds of Trust, all of the said indebtedness having matured by default in the payment of a part thereof, this is to give notice that the undersigned, as Substitute Trustee, as appointed by Marty Maynord, President of American Bank and Trust of the Cumberlands, i.e. Lender, said appointment being dated November 26, 2013 and is of record in Record Book 128, Page 854 in the Register’s Office of Overton County, Tennessee, will on JULY 23, 2014 at 2:00 p.m. (Central Time) at the main door of the Overton County Courthouse in Livingston, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the property located at 212 Jerry Bilbrey Lane, Hilham, Tennessee and of record in Record Book 20, Page 11 and Record Book 27, Page 379 in the Register’s Office of Overton County, Tennessee.

Said sale shall be subject to any unpaid taxes, to any additional prior, liens, leases, encumbrances, to any rights of redemption not heretofore expressly waived, and to all applicable reservation of minerals, easements, rights-of-way, setback lines and restrictions.

Another party of interest is Robert Orr-Sysco Food Services, LLC, who obtained a Judgment against Kelly Jones doing business as Parkway Restaurant, and said Judgment is of record in Record Book 126, Page 855 in the Register’s Office of Overton County, Tennessee.

The right of homestead, equity of redemption, statutory right of redemption and all other rights and exemptions of every kind, including, but not limited to, a statutory right to an elective share in the property are waived in said deed of trust, and the title is believed to be good, but the undersigned will sell and convey only such title as he may convey as Trustee, there being no representations or covenants of warranty of title made hereby.

It will be the responsibility of the successful bidder to obtain possession of the property at his expense, and any damage, vandalism, theft, destruction or other loss or damage to the property occurring subsequent to the date of sale shall be at the risk of the successful bidder.


Signed, this 23 day of June, 2014.

STEVE DANIELS, Substitute/Successor Trustee
Attorney at Law
181 Windle Street
Livingston, TN 38570
(L/re/w/foreclosure notice.jones)
7-1,7-8, 7-15 3TC.

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