TRUSTEE’S NOTICE OF SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain deed of trust executed by Tracey Martin (aka Tracey Roberts) and Ralph Roberts (now deceased) on the 10th day of August, 2006, to Don Calcote, Trustee, as same appears of record in the Register’s Office of Jackson County, Tennessee, in Book 45, page 136; and Don O. Johnson having been appointed Substitute Trustee; and Community Bank of the Cumberlands being the owner and holder of the debt secured, having requested the undersigned to advertise and sell the property described in and conveyed by the said deed of trust, all of the said indebtedness having matured by default in the payment of a part thereof, this is to give notice that the undersigned will on March 26, 2013, commencing at 11:30 a.m., at the east door of the Jackson County Courthouse, Gainesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described tract of property, to-wit:

Lying and being in the First Civil District of Jackson County, Tennessee, and described as follows, to-wit:

BEGINNING at the Dale Richardson Lane, the northwest corner of the subject tract and the northwest corner of the Wanda Webb property; thence running with the Dale Richardson Lane 80 feet to a marked maple tree; thence running westwardly 450 feet to a marked Poplar tree at the bottom of the hollow; thence running southwardly 80 feet to a stake at the Wanda Webb property line; thence running with Wanda Webb’s property eastwardly 450 feet to the point of beginning, containing three-fourths (3/4) acre, more or less, but sold by the boundary and not by the acre.

Included in this conveyance is a mobile home described as follows: 1999 Oakwood, Serial Number: HONC0771913AB.

The previous and last conveyance being a deed from Robert L. Voitik, et ux, to Tracey Martin, et al., of record in the Register’s Office of Jackson County, Tennessee, in Record Book 45, page 134.

The street address of the property is 144 Dale Richardson Lane, Gainesboro, TN 38562 (Tax Map 67 Parcel 44.08, Tax Assessor’s Office).

Said sale shall be subject to any unpaid property taxes, to any additional prior, liens, leases, encumbrances, to any rights of redemption not heretofore expressly waived, and to all applicable reservation of minerals, easements, rights-of-way, setback lines and restrictions.

OTHER INTERESTED PARTIES: None known.

The equity of redemption, homestead, dower, and all other rights and exemptions of every kind are waived in said deed of trust, and the title is believed to be good, but the undersigned will sell and convey only such title as he may convey as Substitute Trustee, there being no representations or covenants of warranty of title made hereby.

It will be the responsibility of the successful bidder to obtain possession of the property at his expense, and any damage, vandalism, theft, destruction, or other loss or damage to the property occurring subsequent to the date of sale shall be at the risk of the successful bidder.

The Substitute Trustee reserves the right to postpone or set over the date of sale in the event the Substitute Trustee deems it best for any reason at the time of sale to postpone or continue this sale from time to time, with such notice of postponement as deemed reasonable by the Substitute Trustee. In the event the highest bidder at such sale fails to complete his purchase of the subject real property within the applicable time allowed, the undersigned Substitute Trustee reserves the right to complete the sale of the subject real property, without further notice or advertisement, to the next highest bidder who is able to consummate his purchase of the property within the time permitted by the Substitute Trustee.

Signed, this 24th day of January, 2013.

Don O. Johnson,

Substitute Trustee

310-D East Broad St.

Cookeville, TN 38501

Telephone: 931-526-8812

3-5, 3-12, 3-19 3TC.

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on January 10, 2005, by Steven Cody Stafford and Tandi Beth Stafford aka Tandi Beth Bowman to Wesley D. Turner, Trustee, for the benefit of Ameriquest Mortgage Company and appearing of record in Register’s Office of Jackson County, Tennessee, in Book 36, Page 1939; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R1 and WHEREAS, Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R1, as the holder of the Note for which debt is owed, (“Note Holder”), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed or to be filed for record in the Register’s Office of Jackson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn. Code Ann. § 35-5-117, not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, April 11, 2013, commencing at 2:00 pm at the East Door of the Jackson County Courthouse, Gainesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Jackson County, Tennessee, to wit: Lying and being in the First Civil District of Jackson County, Tennessee as follows: Beginning on a corner at Jack Young’s running north to the hollow to Jim Dudney’s line; east with said Dudney’s line to top of the hill; then running south the old line back to the County road, then back to the Beginning corner, containing by estimation six acres, be the same more or less. This tract sold by the boundary and not by the acre. Being the same property conveyed to Steven Cody Stafford & Tandi Beth Bowman by Warranty Deed from Jean Brown, of record in Book 25, page 237, dated 2/27/03, recorded 3/7/03, said Register’s Office. The above reference property is also known as 245 Dudney Hill Lane, Gainesboro, TN 38562. The said Tandi Beth Bowman has since married and is now known as Tandi Beth Bowman Stafford. ***IF Superior lien2 TF***

PROPERTY ADDRESS: 245 Dudney Hill Ln., Gainesboro, TN 38562.

CURRENT OWNER(S): Steven Cody Stafford.

The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. Substitute Trustee will only convey any interest he/she may have in the property at the time of sale. Property is sold “as is, where is.”

SUBORDINATE LIENHOLDERS: Tennessee Education Lottery Corporation For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in § 67-1-1433(c)(1). All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

NATIONWIDE TRUSTEE SERVICES, INC.

400 Northridge Road

Suite 700- MC- 7

Sandy Springs,

GA 30350

404-417-4040

File No.: 13113

www.JFLegal.com