SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on February 14, 2013 at 12:00 p.m. local time, at the east door, Jackson County Courthouse, Gainesboro, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by Ricky D. Allen a/k/a Rickey D. Allen and wife, Sandra Allen, to Affiliated Title Insurance LLC, Trustee, on November 9, 2006 at Book 46, Page 871; all of record in the Jackson County Register’s Office.

Owner of Debt: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage Loan Trust 2007-1 Asset Backed Notes

The following real estate located in Jackson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Described property located in Jackson County, Tennessee, and being more particularly described in deed of record in Book 46, Page 871; in the Register’s Office of Jackson County, Tennessee.

Parcel Number: 068 011.00.

Current Owner(s) of Property: Rickey D. Allen a/k/a Ricky D. Allen.

The street address of the above described property is believed to be 1834 Gipson Hollow Road, Gainesboro, Tennessee 38562, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

Shapiro & Kirsch,

LLP Substitute Trustee

www.kirschattorneys.com

Law Office of Shapiro & Kirsch, LLP

555 Perkins Road Extended, Second Floor
Memphis, TN 38117

Phone (901) 767-5566

Fax (901) 761-5690

1-15, 1-22, 1-29 3TC.

SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated OCTOBER 9, 2009, executed by WANDA A. HANEY (A/K/A WANDA HANEY, A/K/A WANDA ANN HANEY), UNMARRIED, to DAVID W. KIOUS, Trustee, of record in BOOK 58, PAGE 1827, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GUARANTY TRUST COMPANY, in the Register’s Office for JACKSON County, Tennessee and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register’s Office for JACKSON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in  me as Substitute Trustee, on MONDAY, MARCH 4, 2013 AT 1:00 P.M., AT THE EAST DOOR OF THE JACKSON COUNTY COURTHOUSE IN GAINESBORO, JACKSON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in   JACKSON County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF JACKSON, TENNESSEE:

LYING AND BEING IN THE FIRST (1ST) CIVIL DISTRICT OF JACKSON COUNTY, TENNESSEE, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING ON A CONCRETE MONUMENT IN THE EAST R.O.W. OF TENNESSEE HIGHWAYS 53 AND 56, BEING THE NORTHWEST CORNER OF THE TRACT OF LAND HEREIN DESCRIBED AND A POINT IN THE BOUNDARY OF A TRACT OF LAND BELONGING TO TOM GOTHARD (RECORD BOOK 32, PAGE 1573); THENCE LEAVING THE HIGHWAY R.O.W. AND WITH GOTHARD’S BOUNDARY AND THE CENTER OF A BRANCH NORTH 71 DEGREES, 30 MINUTES, 00 SECONDS EAST 95.00 FEET TO A POINT IN THE CENTER OF THE BRANCH, BEING A PROPERTY CORNER OF A TRACT OF LAND BELONGING TO CARWILE ENTERPRISES (DEED BOOK Z-2, PAGE 388); THENCE LEAVING GOTHARD’S BOUNDARY AND WITH THE BOUNDARY OF CARWILE ENTERPRISES AND CONTINUING WITH THE CENTER OF THE BRANCH THE FOLLOWING CALLS:  NORTH 76 DEGREES, 33 MINUTES, 08 SECONDS EAST 11.46 FEET, NORTH 55 DEGREES, 25 MINUTES, 18 SECONDS EAST 36.31 FEET, SOUTH 89 DEGREES, 53 MINUTES, 35 SECONDS EAST 36.22 FEET, SOUTH 76 DEGREES, 08 MINUTES, 58 SECONDS EAST 25.63 FEET AND NORTH 89 DEGREES, 03 MINUTES, 52 SECONDS EAST 52.38 FEET TO A NEW IRON PIN, THE NORTHEAST CORNER OF THE TRACT OF LAND HEREIN DESCRIBED; THENCE LEAVING THE BRANCH AND ALSO LEAVING THE BOUNDARY OF CARWILE ENTERPRISES DUE SOUTH 23.27 FEET TO A NEW IRON PIN AT THE NORTH MARGIN OF BROWN LANE, THE SOUTHEAST CORNER OF THE TRACT OF LAND HEREIN DESCRIBED; THENCE WITH THE NORTH MARGIN OF THE LANE SOUTH 75 DEGREES, 25 MINUTES, 26 SECONDS WEST 145.15 FEET AND SOUTH 80 DEGREES, 50 MINUTES, 45 SECONDS WEST 79.76 FEET TO A NEW IRON PIN AT THE EAST R.O.W. OF TENNESSEE HIGHWAYS 53 AND 56, BEING THE SOUTHWEST CORNER OF THE TRACT OF LAND HEREIN DESCRIBED; THENCE WITH THE EAST R.O.W. OF THE HIGHWAY NORTH 46 DEGREES, 06 MINUTES, 00 SECONDS WEST 35.22 FEET TO THE POINT OF BEGINNING, CONTAINING 0.21 ACRES AS SURVEYED BY CARLEN J. WIGGINS, JR., R.L.S. 2323, PLAT DATED AUGUST 31, 2009 AND BEING A TRACT OF LAND CONTAINED IN RECORD BOOK 55 AT PAGE 1616, IN THE REGISTER’S OFFICE OF JACKSON COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO WANDA A. HANEY, HER HEIRS AND ASSIGNS, BY WARRANTY DEED DATED OCTOBER 9, 2009 OF RECORD IN BOOK 58, PAGE 1825, IN THE REGISTER’S OFFICE OF JACKSON COUNTY, TENNESSEE.  SAID WANDA A. HANEY (A/K/A WANDA ANN HANEY) HAVING SINCE DIED ON OR ABOUT JULY 9, 2010.

ALSO BEING THE SAME PROPERTY CONVEYED FROM KIMBERLY G. BROWN, ADMINISTRATOR OF WANDA A. HANEY ESTATE TO KIMBERLY G. BROWN, GREGORY W. HANEY, AMY LEPLEY AND MARSHALL ADAM HANEY, BY ADMINISTRATRIX’S QUITCLAIM DEED DATED DECEMBER 31, 2010 OF RECORD IN BOOK 63, PAGE 475, IN THE REGISTER’S OFFICE OF JACKSON COUNTY, TENNESSEE.

FURTHER BEING THE SAME PROPERTY CONVEYED FROM KIMBERLY G. BROWN, GREGORY W. HANEY, AMY LEPLEY TO MARSHALL ADAM HANEY, BY QUITCLAIM DEED DATED JANUARY 18, 2011 OF RECORD IN BOOK 63, PAGE 792, IN THE REGISTER’S OFFICE OF JACKSON COUNTY, TENNESSEE.

SUBJECT TO UCC FIXTURE FILING OF RECORD IN BOOK 59, PAGE 1283, IN THE REGISTER’S OFFICE OF JACKSON COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 117 BROWN LANE, GAINESBORO, TENNESSEE 38562.

MAP 051 PARCEL 020.00.

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  IF APPLICABLE, THE NOTICE REQUIREMENTS OF T.C.A. 35-5-117 HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: ESTATE/HEIRS OF WANDA A. HANEY; KIMBERLY G. BROWN, ADMINISTRATOR OF WANDA ANN HANEY ESTATE; MARSHALL ADAM HANEY; UPPER CUMBERLAND EMC.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, January 24, 2013.  This is improved property known as 117 BROWN LANE, GAINESBORO, TENNESSEE 38562.

J. PHILLIP JONES,

SUBSTITUTE TRUSTEE

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

1-29, 2-5, 2-12 3TC.