SUBSTITUTE TRUSTEE’S SALE
at public auction will be on February 14, 2013 at 12:00 p.m. local
time, at the east door, Jackson County Courthouse, Gainesboro,
Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee,
pursuant to Deed of Trust executed by Ricky D. Allen a/k/a Rickey D.
Allen and wife, Sandra Allen, to Affiliated Title Insurance LLC,
Trustee, on November 9, 2006 at Book 46, Page 871; all of record in the
Jackson County Register’s Office.
of Debt: Deutsche Bank National Trust Company, as Indenture Trustee, on
behalf of the holders of the Accredited Mortgage Loan Trust 2007-1
Asset Backed Notes
following real estate located in Jackson County, Tennessee, will be
sold to the highest call bidder subject to all unpaid taxes, prior liens
and encumbrances of record:
property located in Jackson County, Tennessee, and being more
particularly described in deed of record in Book 46, Page 871; in the
Register’s Office of Jackson County, Tennessee.
Parcel Number: 068 011.00.
Current Owner(s) of Property: Rickey D. Allen a/k/a Ricky D. Allen.
street address of the above described property is believed to be 1834
Gipson Hollow Road, Gainesboro, Tennessee 38562, but such address is not
part of the legal description of the property sold herein and in the
event of any discrepancy, the legal description referenced herein shall
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the notice requirements of T.C.A. 35-5-117 have been met.
right of equity of redemption, statutory and otherwise, and homestead
are expressly waived in said Deed of Trust, and the title is believed to
be good, but the undersigned will sell and convey only as Substitute
the highest bidder cannot pay the bid within twenty-four (24) hours of
the sale, the next highest bidder, at their highest bid, will be deemed
the successful bidder.
property is being sold with the express reservation that the sale is
subject to confirmation by the lender or trustee. This sale may be
rescinded at any time.
Shapiro & Kirsch,
LLP Substitute Trustee
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor
Memphis, TN 38117
Phone (901) 767-5566
Fax (901) 761-5690
1-15, 1-22, 1-29 3TC.
SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE
having been made in the terms, conditions, and payments provided in a
certain Deed of Trust dated OCTOBER 9, 2009, executed by WANDA A. HANEY
(A/K/A WANDA HANEY, A/K/A WANDA ANN HANEY), UNMARRIED, to DAVID W.
KIOUS, Trustee, of record in BOOK 58, PAGE 1827, for the benefit of
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GUARANTY
TRUST COMPANY, in the Register’s Office for JACKSON County, Tennessee
and to J. PHILLIP JONES, appointed as Substitute Trustee in an
instrument of record in the Register’s Office for JACKSON County,
Tennessee, to secure the indebtedness described; WHEREAS, the said Deed
of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the
entire indebtedness having been declared due and payable by TENNESSEE
HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED
AGENT, U.S. BANK NATIONAL ASSOCIATION, as provided in said Deed of
Trust, I, J. PHILLIP JONES, will by virtue of the power and authority
vested in me as Substitute Trustee, on MONDAY, MARCH 4,
2013 AT 1:00 P.M., AT THE EAST DOOR OF THE JACKSON COUNTY COURTHOUSE IN
GAINESBORO, JACKSON COUNTY, TENNESSEE, sell to the highest bidder for
cash, free from the equity of redemption, homestead, and dower, and all
other exemptions which are expressly waived, and subject to any unpaid
taxes, if any, the following described property in JACKSON County, Tennessee, to wit:
PROPERTY LOCATED IN THE COUNTY OF JACKSON, TENNESSEE:
AND BEING IN THE FIRST (1ST) CIVIL DISTRICT OF JACKSON COUNTY,
TENNESSEE, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:
ON A CONCRETE MONUMENT IN THE EAST R.O.W. OF TENNESSEE HIGHWAYS 53 AND
56, BEING THE NORTHWEST CORNER OF THE TRACT OF LAND HEREIN DESCRIBED AND
A POINT IN THE BOUNDARY OF A TRACT OF LAND BELONGING TO TOM GOTHARD
(RECORD BOOK 32, PAGE 1573); THENCE LEAVING THE HIGHWAY R.O.W. AND WITH
GOTHARD’S BOUNDARY AND THE CENTER OF A BRANCH NORTH 71 DEGREES, 30
MINUTES, 00 SECONDS EAST 95.00 FEET TO A POINT IN THE CENTER OF THE
BRANCH, BEING A PROPERTY CORNER OF A TRACT OF LAND BELONGING TO CARWILE
ENTERPRISES (DEED BOOK Z-2, PAGE 388); THENCE LEAVING GOTHARD’S BOUNDARY
AND WITH THE BOUNDARY OF CARWILE ENTERPRISES AND CONTINUING WITH THE
CENTER OF THE BRANCH THE FOLLOWING CALLS: NORTH 76
DEGREES, 33 MINUTES, 08 SECONDS EAST 11.46 FEET, NORTH 55 DEGREES, 25
MINUTES, 18 SECONDS EAST 36.31 FEET, SOUTH 89 DEGREES, 53 MINUTES, 35
SECONDS EAST 36.22 FEET, SOUTH 76 DEGREES, 08 MINUTES, 58 SECONDS EAST
25.63 FEET AND NORTH 89 DEGREES, 03 MINUTES, 52 SECONDS EAST 52.38 FEET
TO A NEW IRON PIN, THE NORTHEAST CORNER OF THE TRACT OF LAND HEREIN
DESCRIBED; THENCE LEAVING THE BRANCH AND ALSO LEAVING THE BOUNDARY OF
CARWILE ENTERPRISES DUE SOUTH 23.27 FEET TO A NEW IRON PIN AT THE NORTH
MARGIN OF BROWN LANE, THE SOUTHEAST CORNER OF THE TRACT OF LAND HEREIN
DESCRIBED; THENCE WITH THE NORTH MARGIN OF THE LANE SOUTH 75 DEGREES, 25
MINUTES, 26 SECONDS WEST 145.15 FEET AND SOUTH 80 DEGREES, 50 MINUTES,
45 SECONDS WEST 79.76 FEET TO A NEW IRON PIN AT THE EAST R.O.W. OF
TENNESSEE HIGHWAYS 53 AND 56, BEING THE SOUTHWEST CORNER OF THE TRACT OF
LAND HEREIN DESCRIBED; THENCE WITH THE EAST R.O.W. OF THE HIGHWAY NORTH
46 DEGREES, 06 MINUTES, 00 SECONDS WEST 35.22 FEET TO THE POINT OF
BEGINNING, CONTAINING 0.21 ACRES AS SURVEYED BY CARLEN J. WIGGINS, JR.,
R.L.S. 2323, PLAT DATED AUGUST 31, 2009 AND BEING A TRACT OF LAND
CONTAINED IN RECORD BOOK 55 AT PAGE 1616, IN THE REGISTER’S OFFICE OF
JACKSON COUNTY, TENNESSEE.
THE SAME PROPERTY CONVEYED TO WANDA A. HANEY, HER HEIRS AND ASSIGNS, BY
WARRANTY DEED DATED OCTOBER 9, 2009 OF RECORD IN BOOK 58, PAGE 1825, IN
THE REGISTER’S OFFICE OF JACKSON COUNTY, TENNESSEE. SAID WANDA A. HANEY (A/K/A WANDA ANN HANEY) HAVING SINCE DIED ON OR ABOUT JULY 9, 2010.
BEING THE SAME PROPERTY CONVEYED FROM KIMBERLY G. BROWN, ADMINISTRATOR
OF WANDA A. HANEY ESTATE TO KIMBERLY G. BROWN, GREGORY W. HANEY, AMY
LEPLEY AND MARSHALL ADAM HANEY, BY ADMINISTRATRIX’S QUITCLAIM DEED DATED
DECEMBER 31, 2010 OF RECORD IN BOOK 63, PAGE 475, IN THE REGISTER’S
OFFICE OF JACKSON COUNTY, TENNESSEE.
BEING THE SAME PROPERTY CONVEYED FROM KIMBERLY G. BROWN, GREGORY W.
HANEY, AMY LEPLEY TO MARSHALL ADAM HANEY, BY QUITCLAIM DEED DATED
JANUARY 18, 2011 OF RECORD IN BOOK 63, PAGE 792, IN THE REGISTER’S
OFFICE OF JACKSON COUNTY, TENNESSEE.
SUBJECT TO UCC FIXTURE FILING OF RECORD IN BOOK 59, PAGE 1283, IN THE REGISTER’S OFFICE OF JACKSON COUNTY, TENNESSEE.
THIS IS IMPROVED PROPERTY KNOWN AS 117 BROWN LANE, GAINESBORO, TENNESSEE 38562.
MAP 051 PARCEL 020.00.
SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS
FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR
ENTITIES IN POSSESSION OF THE PROPERTY.
SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR
ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY
OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED,
INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE
U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF
TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF
LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN
THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO
THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL
ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425
AND T.C.A. 67-1-1433. IF APPLICABLE, THE NOTICE REQUIREMENTS OF T.C.A. 35-5-117 HAVE BEEN MET.
RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME
AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE
TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE
TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.
THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24
HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED
THE SUCCESSFUL BIDDER.
INTERESTED PARTIES: ESTATE/HEIRS OF WANDA A. HANEY; KIMBERLY G. BROWN,
ADMINISTRATOR OF WANDA ANN HANEY ESTATE; MARSHALL ADAM HANEY; UPPER
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
This day, January 24, 2013. This is improved property known as 117 BROWN LANE, GAINESBORO, TENNESSEE 38562.
J. PHILLIP JONES,
1800 HAYES STREET
NASHVILLE, TN 37203
1-29, 2-5, 2-12 3TC.
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